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In recent times, popularity of blockchain and Internet of Things (IoT) have been increased. IoT technology connects everything to the Internet and also provides communication among them and other technologies. This technology changes our life in terms of convenience and efficiency. For this reason, it has many application areas, such as smart homes, wearables, smart cities, smart grids, connected cars, connected health, smart retail, smart supply chain and smart farming etc. On the other hand, IoT technology has many difficulties that computing, storage and network capacity of IoT devices are weakly when we compare other endpoints.

The Blockchain Terminal (“BCT”) delivers a powerful set of tools and services to
the wealth management industry, making use of blockchain technology to deliver cutting
edge applications that have been created by a diverse community of developers,
while also enabling real-time compliance enforcement and ad hoc audits. The BCT
platform provides a robust layer of security and functionality to familiar tools, and capabilities
that advance the current strategies of traditional investment managers, and
also supports the complexities of cryptocurrency markets. Emerging cryptocurrencyfocused
investment funds enjoy sophisticated platform tools for both front and
back office operations along with the added value and assurance of a compliance
framework that provides security for investors across this rapidly emerging asset class.

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This paper is the result of a research project carried out by Labs in EVRY Financial Services during the fall of 2015. The content of this report is the result of a comprehensive study, featuring online sources, literary works, as well as recordings of financial conferences such as Consensus 2015 and Fintech Week 2015. We aim to provide a comprehensive report detailing the opportunities, challenges and key success factors for financial institutions looking to leverage the opportunities presented by blockchain technology. We hope you enjoy this study and that it helps give you greater understanding.

This publication is designed for readers with little or no knowledge of blockchain technology 103
 who wish to understand at a high level how it works and for what it can be used. It is not 104
 intended to be a technical guide; the discussion of the technology is abstracted to provide a 105
 conceptual understanding. Note that some figures and tables are purposefully simplified to fit the 106
 intended audience.

48 National Institute of Standards and Technology
49 Walter Copan, NIST Director and Under Secretary of Commerce for Standards and Technology
50 National Institute of Standards and Technology Internal Report 8202
51 59 pages (January 2018)
52 Certain commercial entities, equipment, or materials may be identified in this document in order to describe an
53 experimental procedure or concept adequately. Such identification is not intended to imply recommendation or
54 endorsement by NIST, nor is it intended to imply that the entities, materials, or equipment are necessarily the best
55 available for the purpose.
56 There may be references in this publication to other publications currently under development by NIST in accordance
57 with its assigned statutory responsibilities. The information in this publication, including concepts and methodologies,
58 may be used by federal agencies even before the completion of such companion publications. Thus, until each
59 publication is completed, current requirements, guidelines, and procedures, where they exist, remain operative. For
60 planning and transition purposes, federal agencies may wish to closely follow the development of these new
61 publications by NIST.
62 Organizations are encouraged to review all draft publications during public comment periods and provide feedback to
63 NIST. Many NIST cybersecurity publications, other than the ones noted above, are available at
64 https://csrc.nist.gov/publications.